Wellbeing One is a surgical and healthcare cover plan. This plan provides cover for eligible healthcare services, including surgical and cancer treatment. It also covers related specialist consultations and diagnostics that are provided within 6 months of eligible surgical or cancer treatment. Policy limits apply.
See the benefit summary document below for a more detailed view of the benefits, and the policy documents for full terms and conditions, including exclusions.
1. Must be performed by an Affiliated Provider.
2. 6 month condition does not apply to consultations with an oncologist or radiation oncologist.
3. Some diagnostic imaging and tests must be performed by an Affiliated Provider.
4. Prosthesis maximums apply. Some surgical procedures must be performed by an Affiliated Provider.
Policy terms and conditions, including policy maximums and exclusions apply.
*Subject to change. T&Cs apply. CareHQ health coaching consults not included.
Online GP and nurse consults with CareHQ, when booked through the MySouthernCross app*.
Up to three online mental health sessions with Raise each claims year* to help you access the support you need on any issues impacting your life.
An annual health check with MedPro each claims year, including advice to manage your health, for members 16 years and over*.
You can tailor your cover by adding modules that offer cover for day-to-day healthcare services, vision and dental or a range of allied and natural healthcare services.
Wellbeing One policy terms, conditions and exclusions apply, including relevant registration requirements for the health services providers providing the healthcare services.
A Cancer Assist policy provides a one-off payment if you’re diagnosed with a qualifying cancer. Spend this payment on what’s important to you at a time when you need it most.
A Critical Illness policy provides a one-off payment if you have a confirmed diagnosis of a critical illness event, such as a heart attack, stroke, qualifying cancer, paralysis, organ failure or loss of independent living. You can use your Critical Illness payment to help take care of you and your family, so you can focus on recovery.
Southern Cross Medical Care Society (trading as Southern Cross Health Society) is a licensed insurer and a licensed financial advice provider. For more information about the financial advice service we provide and a copy of our public disclosure statement please visit southerncross.co.nz/disclosure-statement.
Southern Cross Medical Care Society (trading as Southern Cross Health Society) has an A+ (Strong) financial strength rating given by Standard & Poor’s (Australia) Pty Limited. The rating scale is: AAA (Extremely Strong), AA (Very Strong), A (Strong), BBB (Good), BB (Marginal), B (Weak), CCC (Very Weak), CC (Extremely Weak), SD or D (Selective Default or Default). Ratings from ‘AA’ to ‘CCC’ may be modified by the addition of a plus (+) or minus (-) sign to show relative standing within the major rating categories. Full details of the rating scale are available at www.spglobal.com/ratings/en/about/intro-to-credit-ratings. Standard & Poor’s is an approved rating agency under the Insurance (Prudential Supervision) Act 2010.
